Shariah Board

HabibMetro Sirat has three very intelligent scholars on its board as Shariah Board Members.

  1. Mufti Muhammad Zubair Ashraf Usmani

  2. Mufti Muhammad Ibrahim Essa

  3. Mufti Abdul Sattar Laghari

Muhammad Zubair Usmani (Chairman Shariah Board)

Mufti Muhammad Zubair Usmani is a very famous Islamic scholar in Islamic Banking Industry having vast knowledge of Islamic Banking & Finance. He is working here at HabibMetro as Chairman Shariah Board.

Mufti Muhamamd Zubair Usmani is the son of Grand Mufti of Pakistan, Mufti Muhamamd Rafi Usmani. He holds the degree of doctorate in Islamic Finance along with religious and modern education from University of Karachi. He has completed his religious education along with specialization in Islamic Jurisprudence from Jamia Darul Uloom Karachi. Mufti Zubair Usmani is the author of different books including, but not limited to, Accounting and Auditing for Islamic Financial system, Comparative Study between Islam & Christianity, and Ijarah (Islamic Leasing).

Mufti Zubair Usmani served as member of different shariah boards like MCB HBL, Arif Habib Savings, Pak Qatar General Takaful and several other institutions. Previously, he was also served as a member of Shariah Advisory Board of State Bank of Pakistan.

Mufti Ebrahim Essa (Member Shariah Board)

Mufti Ibrahim Essa is a member of Shariah Board at HabibMetro Sirat. Mufti Ibrahim Essa belongs to a business oriented family. Mufti Ebrahim Essa holds a Masters degree in Quran & Sunnah and specialization in Islamic Jurisprudence from Jamiah Darul Uloom Karachi. He is member of teaching faculties at different institutions like Jamia Darul-Uloom Karachi (since September 2006), IBA Karachi, Centre for Islamic Economics and NIBAF.

Mufti Ibrahim Essa is also serving as chairman of Shariah Board at ZTBL and member shariah board at BOK. He is also associated as Shariah Advisor of various Islamic Financial Institutions and Takaful companies & Alhamd Shariah Advisory.

Mufti Abdul Sattar Laghari (Resident Shariah Board Member and Head of Shariah Compliance)

Mufti Abdul Sattar Laghari is Resident Shariah Board Member (RSBM) at HabibMetro Sirat. He is also head of Shariah Compliance Department of Habib Metro Sirat. He has completed his religious studies (Qura’an, Hadith & Fiqh) from Jamia Darul-Uloom, Karachi and Specialization in Islamic Jurisprudence from Darul Ifta wal Irshad, Nazimabad 2, Karachi, an institution founded by grand Mufti of Pakistan Mufti Rasheed Ahmad Ludhianvi (late).

Mufti Laghari was member of teaching faculties of different Islamic institutions. Mufti Laghari is serving as a khateeb in a masjid at Karachi and he has remained as a member of sub-committees for review of some AAOIFI Shariah standards at the State Bank of Pakistan. He has conducted extensive courses and training on Islamic Banking & Finance and has also issued numerous fatwas related to the issues of conventional finance and Islamic Banking. He is also a visiting trainer of National Institute of Banking and Finance which is a training institute of State Bank of Pakistan.

Mufti Laghari is also author of two books. He was also shariah advisor of NBP, First Habib Modaraba, First National Bank Modaraba, KASB Modaraba and Standard Chartered Modaraba.