SIRAT Savings Plus Account

SIRAT Savings Plus account is designed to deliver attractive monthly profit payouts for individuals, sole proprietors / partnerships and corporates.

Account Type Remunerative Checking Account
Currency PKR
Eligibility Individuals (Single/Joint), Sole proprietors, Partnership, Companies
Deductions Subject to Zakat, WHT & other Govt.
Profit Payout Monthly
Profit Calculation Average Monthly Balance
Min Balance Req. None
Initial Deposit PKR 1,000/-

Free Services

Life Takaful Cover

Cheque Books

Pay Orders

Pay Pak Debit Card

ATM Takaful Coverage

Rent-free Locker

Fund Transfers


Web Banking

SMS Banking

Account Statements

(Half Yearly / Yearly)

Duplicate Statements


Stop Payments

Pay Order Cancellation

Demand Draft Cancellation

Standing Instructions

Account Maintenance Certificate

Balance Confirmation Certificate

For Free Life Takaful coverage up to a maximum of Rs. 1,000,000/- (age up to 60 years) is available on maintaining an average of six-month account balance of Rs. 100,000/- and above.

If an average balance of Rs. 100K is not maintained, charges will apply as per SOC

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).