SIRAT Saving Plus Account

SIRAT Saving Plus account is designed to deliver attractive monthly profit payouts for individuals, sole proprietors / partnerships and corporates

Account Type Remunerative Checking Account
Currency PKR
Eligibility Individuals (Single/Joint) / Sole-Proprietors / Partnership/Companies
Deductions Subject to Zakat, WHT & other Govt.
Profit Payout Monthly
Profit Calculation Average Monthly Balance
Min Balance Req. None
Min Balance Req. PKR 1,000/-

Free Services

Life Takaful Cover

Cheque Books

Pay Orders

Pay Pak Debit Card

ATM Takaful Coverage

Rent-free Locker

Fund Transfers


Web Banking

SMS Banking

Account Statements (Half Yearly / Yearly)

Duplicate Statements


Stop Payments

Pay Order Cancellation

Demand Draft Cancellation

Standing Instructions

Account Maintenance Certificate

Balance Confirmation Certificate

Account Statements

(Half Yearly / Yearly)

If average balance of Rs. 100K is not maintained, charges will apply as per SOC.
For Free Life Takaful coverage minimum qualifying average monthly balance is Rs. 100,000/-. In case of death, insurance claim will be equal to the six monthly average balance. The maximum sum assured is Rs. 1,000,000/- (Age coverage between 18-60 Years).

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).