SIRAT Asaan Savings Account

SIRAT Assan Savings Account is a basic profit/loss sharing account which can be opened with only Rs. 100 and offers half yearly profits.

Account Type Remunerative Checking Account
Currency PKR
Eligibility Resident Individuals having Pakistani Nationality and not maintaining
any other regular account at HABIBMETRO
Deductions         Subject to Zakat, WHT & other Govt. levies applicable as per the rules
Profit Payout Half Yearly
Profit Calculation Average Monthly Balance
Initial Deposit PKR 100/-

Free Services

First  Cheque Books

Account Statements

(Half Yearly / Yearly)

Web Banking

SMS Banking

ATM Takaful Coverage

Pay Orders

Life Takaful Cover

Fund Transfers



Transaction Limits:

Maximum Debit per month : Rs. 500,000/-
Maximum Credit Balance Limit : Rs. 500,000/-

Cross Border Inward Transactions

Allowed (subject to proper analysis and evaluation of risk)

Cross Border Outward Transactions

Not allowed (international transactions are allowed on VISA Debit card subject to applicable limits)

Subsequent cheque books will be charged as per SOC

For Free Life Takaful coverage up to a maximum of Rs. 500,000/- (age up to 60 years) is available on maintaining an average of six-month account balance of Rs. 15,000/- and above.

Note: If an average balance of Rs. 100K is not maintained, charges will apply as per SOC.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).