SIRAT Current Plus Account

SIRAT Current Plus Account is a non-remunerative account for individuals that offers up to Rs. 1.0 Million free Takaful in addition to various free services.

Account Type Non-remunerative Checking Account
Currency PKR
Eligibility Individuals (Single/Joint)
Initial Deposit PKR 1,000/-
Min Balance Req. None

Free Services

Life Takaful Cover

Cheque Books

Pay Orders

Pay Pak Debit Card

ATM Takaful Coverage

Rent-free Locker

Fund Transfers


Web Banking

SMS Banking

Account Statements (Half Yearly / Yearly)

Duplicate Statements


Stop Payments

Pay Order Cancellation

Demand Draft Cancellation

Standing Instructions

Account Maintenance Certificate

Balance Confirmation Certificate

If an average balance of Rs. 100K is not maintained, charges will apply as per SOC.

For Free Life Takaful coverage up to a maximum of Rs. 1,000,000/- (age up to 60 years) is available on maintaining an average six-month account balance of Rs. 100,000/- and above.

Note: Funded / Non-Funded borrowing facility is not available.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).