Sirat PLS Premium Account

SIRAT PLS Premium Account of Habib Metro SIRAT is a profit/loss sharing account which has been designed specifically on mudharabah basis. The account holder of saving account is being treated as financer (سرمایہ کار) and the bank works as fund manager (مضارب/منیجر). Habib Metro SIRAT does business of different types in compliance of instructions and guide lines of shariah supervisory board and distributes the gross profit earned on that business among account holders as per pre-agreed ratio/weightage. The loss if any is to be borne by the investors as per their investment ratio. Habib Metro SIRAT cannot be involved in shariah prohibited business. This account is designed to deliver attractive monthly profit payouts for Sole Proprietors / Partnerships and Companies.


  • Individuals (Single or Joint capacity)
  • Sole Proprietors
  • Partnerships
  • Companies


  • Initial deposit required to open an account: Rs. 1000/-
  • Deposits invested by the Bank in strict accordance with Shariah compliant principles
  • Profit is shared between depositors and the Bank on the basis of predetermined profit sharing ratio
  • Depositors and the Bank will bear the same ratio of their respective investment in the event of loss
  • Monthly profit/loss payments calculated on daily product basis
  • Profit rates are announced on monthly basis

Free Services

First Cheque Book

Payment Orders

Account Statements

Web Banking

How to Apply

For more information, please visit a HABIBMETRO SIRAT branch/Islamic Banking desk near you or contact us on 111-1 (HABIB)42242 .