About HABIBMETRO Home Finance:
If you have always dreamt of having, a home of your own, now is the time to make your dreams a reality with HABIBMETRO Home Finance. You can now avail HABIBMETRO Home Finance to buy, build, or renovate a house through our affordable and flexible financing options.
HABIBMETRO Home Finance is offering four product variants:
- Home Purchase: This type of facility allows you for the purchase of the constructed property.
- Home Builder/ Plot + Construction: This type of facility is extended to customers who already own land / want to purchase a piece of land and need funds to meet the cost of constructing the property.
- Home Renovation: This facility is being offered to customers who already own a house and require funds for renovations.
- BTF (Transfer existing home finance facility): This type of facility allows you to transfer your existing home finance facility from any other bank to HABIBMETRO.
Customer Eligibility Criteria
|Minimum Age of Borrower||27 Years|
|Maximum Age till Maturity of Loan||60 Years (Salaried)|
|65 years (SEB/SEP)|
|Minimum Salary /Income||PKR 75,000/- (Permanent)|
|PKR 100,000/- (Contractual)|
|Average Balance of PKR 100,000/- per month (SEB/SEP)|
|Loan Tenure||Minimum 1 Year & Maximum 25 Years|
|Length of Employment/ Business||Minimum 2 Years|
|Finance Amount||Minimum PKR 500,000 and Maximum PKR 100 Million|
- Low mark-up rates
- Low processing fee
- Flexible installment plan
- Minimum documentation
- Financing up to 80% of your property value
- Affordable and competitive monthly installments
- Filled out application form
- CNIC copy of the applicant
- Proof of income documents
- Copies of property documents/details of property
For more details, please call HABIBMETRO Contact Center at 111-1-HABIB(42242) or talk to our branch representative by visiting your nearest HABIBMETRO branch.