• HABIBMETRO Home financing is a Financing facility for:
    1. Purchase of constructed house
    2. Purchase of plot and construction, thereon
    3. Construction of house on the self-owned plot
    4. Renovation of house.
    5. Balance Transfer Facility

  • NO, only residential property is allowed.

  • Yes, you can apply for HABIBMETRO Home Finance facility if you fall in any of the following categories:
    1. Salaried Individuals (SI)
    2. Self Employed Professional (SEP)
    3. Self Employed Businessman (SEB)
    4. Non-Resident Pakistanis (NRPs)

  • Yes, the customer must open his account with HABIBMETRO.

  • Yes, late payment charges will be recovered as per the prevailing Bank’s Schedule of charges.

  • Yes, you will be charged a pre-payment penalty. Please visit HABIBMETRO Website for the latest schedule of charges applicable.

  • The customer will have to pay a one-time processing fee (non-refundable). Please visit the HABIBMETRO website for the latest schedule of charges applicable.

  • No, the amount financed by the bank can only be used for the specific purpose it has been availed.

  • Yes, the bank is authorized to cancel any request if the applicant does not fulfill the necessary requirements, required by the bank.

  • Duties/Obligations Rights
    The customer should timely provide all the required information relating to the facility. To receive notifications of any change in terms & conditions within 30 days of pronouncement.
    Payment by the customer should be made as per the agreed terms in Finance Agreement. To receive the repayment schedule free of cost.
    To maintain sufficient fundsin bank a/c for monthly deductions. To contact the bank officials during business hours.