Silver Current Account

Current Bank Account

The best current account in Pakistan (for individuals) that offers an unmatched host of 25 free services. An initial deposit of Rs. 1,000/- is required to open this account.

Free Services*

Life Insurance Cover**

Cheque Books

Payment Orders

Demand Drafts


Debit Card

ATM Insurance Coverage

(For Visa Debit Card Holders)

Same Day Clearing

Rent-Free Locker

Fund Transfers


Intercity Clearing

SMS Banking

Account Statement / E-Statements

SMS Alerts

Web Banking

Duplicate Account Statements

Stop Payments

Pay Order Cancellations

Demand Draft Cancellations

Mobile App

Standing Instructions

Account Maintenance Certificates

Balance Confirmation Certificates

Utility Bill Payment Services

Replacement of Debit Card

PIN Re-Issuance of Debit Card

*Applicable on maintaining a monthly average balance of Rs. 50,000/- and above, otherwise a flat charge will be applied as per prevailing SOC

**Insurance coverage up to a maximum of Rs. 1,000,000/- (age up to 60 years) available on maintaining an average of six month account balance of Rs. 50,000/- and above.


  • How can you open a bank current account?

You can open a Current Account by visiting your nearest HABIBMETRO Bank branch.

  • What are the various types of current accounts? / What is the current account example?

There are multiple current accounts offered by HABIBMETRO for example:

Current Account, Silver Current Account, Super Current Account, FCY Current Account, Asaan Current Account, Asaan Digital Current Account, Basic Banking Current Account etc.

  • What are the value-added services offered to a Silver Current Accountholder?

There are multiple services offered free of cost to a Silver Current Accountholder. Some of them include:

  • Chequebook
  • Debit Card
  • Duplicate Account Statement
  • Pay order Issuance & Cancellation
  • Account Maintenance Certificate
  • Do I need to maintain a specific account balance to avail free services in a Silver Current Account?

Yes, to avail free services in a Silver Current Account, you need to maintain a monthly average balance of Rs. 50,000/- or above.

In case of non-maintenance of the required balance, a flat charge as per the prevailing Schedule of Charges shall be applied for that particular month. However, the services will remain free of cost.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO branch or call our 24/7 customer care centre at 111-1-HABIB (42242).