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HABIBMETRO Raast
HABIBMETRO Raast is Pakistan’s Instant Payment System.
An initiative of the State Bank of Pakistan (SBP), Raast is Pakistan’s first instant payment system that enables end-to-end digital/real-time payments among individuals, businesses, and government entities instantaneously.
Features of Raast
- Free of cost IBFTs’
- Instant payments without an account number
- Interbank transfers without incurring any cost
- Payments through Raast IDs on mobile numbers
Mobile & Internet Banking Process
- Sign into your HABIBMETRO MOBILE/INTERNET BANKING
- Tap on RAAST option on Dashboard
- Select RAAST Management and verify your Mobile Number and tap Next
- Enter OTP and tap on Done. You will successfully link your mobile number to receive payments via RAAST
HABIBMETRO Over The Counter Services (OTC) – Process
- Customer visits RAAST enabled HABIBMETRO Branch
- The customer fills RAAST registration form and transaction slip
- HABIBMETRO OTC Officer verifies the customer and executes the
transaction - Customer is given confirmation for successful IBFT through RAAST Platform / Instant Payment System
You can use Raast OTC service by visiting any HABIBMETRO branch.
Raast Person to Merchant
HABIBMETRO Bank has added the Raast Person-to-Merchant (P2M) feature to all Insta Mobile App Users, which allows customers to scan Raast QR codes to make payments.
Customers can make transactions across multiple platforms, ensuring a smooth and hassle-free experience.
To make a payment through QR:
- Open QR scanner in HMB Insta App
- Scan RAAST P2M QR
- For static QR codes, enter the payment amount manually or for dynamic QR codes, the amount will be auto-filled.
- Proceed to confirm the transaction.
- Get the transaction payment receipt