Free Services
All customers maintaining the required minimum monthly average balance are entitled to avail free services / benefits as below:
- Insurance Coverage up to PKR 5Mn*
- First & Subsequent Cheque Books
- SMS Alerts (All Transactions)
- ATM Cash withdrawal (Local) at Other Bank
- Inter Bank Funds Transfer (IBFT)
- Pay Order Cancellation
- Duplicate Statements
- Account Maintenance Certificate
- Balance Confirmation Certificate
- Annual Fee of Business Debit Card will be waived at the time of card issuance. However, Annual Fee will be charged on subsequent years as per prevailing SOC.
- Pay Orders
- ATM Insurance Coverage
- Rent Free Locker
- E-Statements
- Utility Bills Payment Services
- Web Banking / Mobile App
- Exclusive & Exciting Alliances for Signature Debit Card
*To provide protection against unforeseen challenges under the Business Banking Account, customized business insurance will be offered as per the table below, subject to meeting the minimum monthly average criteria.
|
Description
|
Amount
|
|
Office Structure
|
3,500,000
|
|
Office Contents
|
250,000
|
|
Burglary (on Carriable items)
|
100,000
|
|
Cash In Safe
|
100,000
|
|
Facial signboard / signage
|
100,000
|
|
Personal Accident
|
150,000
|
|
Terrorism
|
300,000
|
|
Stock/ Inventory
|
300,000
|
|
Laptop
|
200,000
|
|
Total Sum Insured / Covered
|
5,000,000
|
Specialized Business & Financing Facilities:
Trade Financing:
Under Business Banking Proposition, comprehensive suite of specialized services are offered to facilitateinternational trade and enhance financial flexibility.
SME Financing:
As a Business Banking customer, you can access a comprehensive range of specialized SME financing solutions designed to support your business’s diverse financial needs.
Cash Management Facility:
Transaction Banking Services, powered by HABIBMETRO Net2Bank, provide a comprehensive one-window solution, enabling your business to efficiently manage payments, collections, reporting, and other financial transactions through a single digital platform.
Employee Banking:
HABIBMETRO@Work is a comprehensive corporate solution For managing your company’s payroll seamlessly with a host of banking privileges for your valued employees.
Digital Payment Solutions:
Integration of QR, POS, etc. for merchants facilitating easy and swift payments.
24/7 Business Banking IVR Service:
Dedicated 24/7 IVR service for Business Banking customers, offering round-the-clock self-service options and priority call routing. This will ensure faster query resolution, enhanced convenience, and improved customer satisfaction.
Consumer Financing:
On maintaining minimum average balance of PKR 3 Million in current accounts for last three months, you will be provided with following discounts under Consumer Financing. Zero Processing Fee & 50% Reduction in Early Settlement Charges.
Note: Above mentioned services are free, subject to maintaining Monthly Average Balance of PKR 3,000,000/- in the respective account. Monthly Charges will be applied as per prevailing SOC (currently PKR 1,000) in case where monthly average balance falls below PKR 3 Million.