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Business Current Account

Your All-in-One Business Banking Solution!

The Business Banking Account is designed to provide a complete solution for your business by integrating deposit, lending, and trade services into a single business segment.

HABIBMETRO Business Account has been designed to cater to the complex financial needs of businesses seeking transactional convenience and flexibility.

Eligibility Criteria:
  • PKR 3 million average balance in Current Account.

Free Services

All customers maintaining the required minimum monthly average balance are entitled to avail free services / benefits as below:

  • Insurance Coverage up to PKR 5Mn*
  • First & Subsequent Cheque Books
  • SMS Alerts (All Transactions)
  • ATM Cash withdrawal (Local) at Other Bank
  • Inter Bank Funds Transfer (IBFT)
  • Pay Order Cancellation
  • Duplicate Statements
  • Account Maintenance Certificate
  • Balance Confirmation Certificate
  • Annual Fee of Business Debit Card will be waived at the time of card issuance. However, Annual Fee will be charged on subsequent years as per prevailing SOC.
  • Pay Orders
  • ATM Insurance Coverage
  • Rent Free Locker
  • E-Statements
  • Utility Bills Payment Services
  • Web Banking / Mobile App
  • Exclusive & Exciting Alliances for Signature Debit Card

*To provide protection against unforeseen challenges under the Business Banking Account, customized business insurance will be offered as per the table below, subject to meeting the minimum monthly average criteria.

Description

Amount

Office Structure

3,500,000

Office Contents

250,000

Burglary (on Carriable items)

100,000

Cash In Safe

100,000

Facial signboard / signage

100,000

Personal Accident

150,000

Terrorism

300,000

Stock/ Inventory

300,000

Laptop

200,000

Total Sum Insured / Covered

5,000,000

 

Specialized Business & Financing Facilities:

Trade Financing:
Under Business Banking Proposition, comprehensive suite of specialized services are offered to facilitateinternational trade and enhance financial flexibility.

SME Financing:
As a Business Banking customer, you can access a comprehensive range of specialized SME financing solutions designed to support your business’s diverse financial needs.

Cash Management Facility:
Transaction Banking Services, powered by HABIBMETRO Net2Bank, provide a comprehensive one-window solution, enabling your business to efficiently manage payments, collections, reporting, and other financial transactions through a single digital platform.

Employee Banking:
HABIBMETRO@Work is a comprehensive corporate solution For managing your company’s payroll seamlessly with a host of banking privileges for your valued employees.

Digital Payment Solutions:
Integration of QR, POS, etc. for merchants facilitating easy and swift payments.

24/7 Business Banking IVR Service:
Dedicated 24/7 IVR service for Business Banking customers, offering round-the-clock self-service options and priority call routing. This will ensure faster query resolution, enhanced convenience, and improved customer satisfaction.

Consumer Financing:
On maintaining minimum average balance of PKR 3 Million in current accounts for last three months, you will be provided with following discounts under Consumer Financing. Zero Processing Fee & 50% Reduction in Early Settlement Charges.


Note:
Above mentioned services are free, subject to maintaining Monthly Average Balance oPKR 3,000,000/-  in the respective account. Monthly Charges will be applied as per prevailing SOC (currently PKR 1,000) in case where monthly average balance falls below PKR 3 Million.

 

How To Apply

To apply or get more details, visit your nearest HABIBMETRO branch or call our 24/7 customer care centre at 111-1-HABIB (42242).

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