Izafa Certificate

A long term investment certificate with high rates of return and zero risk. Invest now and double your investment in 6 years with an option to encash your investment* at any time.

Product Features And Benefits


Account Type Fixed Deposit
Eligibility Individuals & Companies (Provident Fund / Gratuity)
Deductions Subject to Zakat, WHT & other Govt. levies applicable as per the rules
Min Investment PKR 10,000/-
Profit Payout On Maturity
Premature Encashment Allowed as per the Encashment Schedule
Premature Encashment Penalty Prevailing PLS rate for respective broken period

*As per encashment schedule.

Tenures And Denominations

Tenures Denominations (in multiples of)
6 Years Rs. 10K, 25K, 100K, 250K, 1M & 2.5M

How To Apply

For information regarding profit rates, please click on the link provided below:


For more details, please call 111-1(HABIB)42242 or visit www.habibmetro.com