{"id":415,"date":"2021-01-25T20:55:51","date_gmt":"2021-01-25T20:55:51","guid":{"rendered":"http:\/\/responsivewebidea.com\/tdf\/hmb_wp\/?page_id=415"},"modified":"2025-03-12T05:17:55","modified_gmt":"2025-03-12T05:17:55","slug":"sirat-habibmetro-islamic-investment-certificate-hiic","status":"publish","type":"page","link":"https:\/\/www.habibmetro.com\/sirat\/business-fixed-deposits\/sirat-habibmetro-islamic-investment-certificate-hiic\/","title":{"rendered":"SIRAT HABIBMETRO Islamic Investment Certificate"},"content":{"rendered":"

[vc_row][vc_column width=”5\/6″][vc_column_text]<\/p>\n

SIRAT HABIBMETRO Islamic Investment Certificate (HIIC)<\/h1>\n

SIRAT HABIBMETRO Islamic Investment Certificates are available PKR and USD, with multiple tenors to suit different investment needs and requirements.[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row][vc_column width=”5\/6″][vc_column_text el_class=”table-responsive”]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Account type<\/strong><\/td>\nFixed Deposit<\/td>\n<\/tr>\n
Currency<\/strong><\/td>\nPKR & USD<\/td>\n<\/tr>\n
Eligibility<\/strong><\/td>\nSmall to medium size depositors (both individuals and companies)<\/td>\n<\/tr>\n
Deductions<\/strong><\/td>\nSubject to Zakat (in LCY), WHT & other Govt. levies applicable as per the rules<\/td>\n<\/tr>\n
Min Investment<\/strong><\/td>\nRs. 25,000\/- or Equivalent in Other Currency<\/td>\n<\/tr>\n
Max Investment<\/strong><\/td>\nNo Restriction<\/td>\n<\/tr>\n
Profit Pay-out<\/strong><\/td>\nMonthly, Quarterly, Half yearly or on Maturity<\/td>\n<\/tr>\n
Pre-mature Encashment<\/strong><\/td>\nNo<\/td>\n<\/tr>\n
Pre-mature Encashment Charges<\/strong><\/td>\nNo Charges<\/td>\n<\/tr>\n
Financing Facility<\/strong><\/td>\nAvailable<\/td>\n<\/tr>\n
Auto. Roll Over Facility<\/strong><\/td>\nAvailable<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row][vc_column width=”5\/6″][vc_column_text el_class=”how_apply table-responsive”]<\/p>\n

TENORS<\/h3>\n\n\n\n\n\n
7 & 15 days<\/strong><\/td>\nOn maturity<\/td>\n<\/tr>\n
1, 3 & 6 months<\/strong><\/td>\nOn maturity<\/td>\n<\/tr>\n
1, 2, 3 & 5 years<\/strong><\/td>\nMonthly \/ Quarterly \/ Half Yearly \/ Maturity<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

In case of pre-mature encashment profit will be paid for the number of days the deposit was held with the Bank.[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row][vc_column width=”5\/6″][vc_column_text el_class=”how_apply”]<\/p>\n

Features<\/h3>\n
    \n
  • Minimum amount of investment: Rs. 25,000\/-<\/li>\n
  • Profits and losses are shared by the partners according to the Islamic Shariah<\/li>\n
  • Available in tenors of 1, 3, 6 months and 1, 2, 3, 5 years<\/li>\n
  • Monthly, Quarterly, Bi-annual profit payment options are available for investments of 12 months and above<\/li>\n
  • Profit credited to linked account automatically<\/li>\n
  • Profit is distributed as per predetermined weightages after deducting management fee<\/li>\n
  • Available in PKR & USD<\/li>\n<\/ul>\n

     <\/p>\n

    How to Apply<\/h4>\n

    To apply or get more details, visit your nearest HABIBMETRO<\/strong> Bank or SIRAT branch or call our 24\/7 customer care center at 111 1-HABIB (42242).<\/strong>[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

    [vc_row][vc_column width=”5\/6″][vc_column_text] SIRAT HABIBMETRO Islamic Investment Certificate (HIIC) SIRAT HABIBMETRO Islamic Investment Certificates are available PKR and USD, with multiple tenors to suit different investment needs and requirements.[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row][vc_column width=”5\/6″][vc_column_text el_class=”table-responsive”] Account type Fixed Deposit Currency PKR & USD Eligibility Small to medium size depositors (both individuals and companies) Deductions Subject to Zakat (in LCY), […]<\/p>\n","protected":false},"author":1,"featured_media":2002,"parent":416,"menu_order":136,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-415","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nSIRAT HABIBMETRO Islamic Investment Certificate | HABIBMETRO Bank<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SIRAT HABIBMETRO Islamic Investment Certificate | HABIBMETRO Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=”5\/6″][vc_column_text] SIRAT HABIBMETRO Islamic Investment Certificate (HIIC) SIRAT HABIBMETRO Islamic Investment Certificates are 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