\n| 7Y<\/td>\n | 5 Years COD+1%<\/td>\n | 5 Years PKRV+1.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n Note<\/u><\/p>\n\n- SBP Floor will be used as proxy for bank cost of funds\/deposits; Floor= SBP Floor, currently @ 8.75%<\/li>\n
- \u201cCOD\u201d implies the relevant tenor fixed-rate Deposit, applicable for the month in which the financing is drawn down.<\/li>\n
- Benchmark rates are subject to change as per market conditions<\/li>\n<\/ul>\n
\nDocumentation Requirement as per Segment:<\/strong><\/h4>\n\n\n\nLien Based<\/strong><\/td>\nSalaried<\/strong><\/td>\nBusinessmen<\/strong><\/td>\nRemittance Based<\/strong><\/td>\n<\/tr>\n<\/thead>\n\n\n| Customer Undertaking to mark lien on collateral<\/td>\n | Salary Slip\u00a0(if not provided at the time of RDA Opening)<\/em><\/td>\n\n\n- \u00a0Tax return or any other proof of income(If not provided at the time of RDA Opening)<\/li>\n
- Latest 6 months Bank Statement<\/li>\n<\/ul>\n<\/td>\n
| Remittances through RDA or any other account (Proof required)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n Turn Around Time:<\/strong><\/h4>\nOnline application submission till applicant\u2019s consent: 1-2 working days <\/b><\/strong><\/p>\nApplicants\u2019 credit, income checks, and verification till approval stage: 1-2 working days<\/b><\/strong><\/p>\nLegal documents signing till financing disbursal stage: 1-2 working days<\/b><\/strong><\/p>\nPost disbursal activities: 1-2 working days<\/b><\/strong><\/p>\nVehicle Delivery: As mentioned in the below table<\/b><\/strong><\/p>\n\n\n\n| Delivery Time by Manufacturers (Approximately)<\/td>\n<\/tr>\n | \n| Manufacturer<\/td>\n | Variants<\/td>\n | Tentative Delivery Time<\/td>\n | For RDA Holders<\/td>\n<\/tr>\n | \n| Honda Atlas<\/td>\n | City<\/td>\n | 2-3 Months<\/td>\n | Priority delivery up to half from actual delivery time.<\/td>\n<\/tr>\n | \n| Civic<\/td>\n | 3 to 4 months<\/td>\n<\/tr>\n | \n| BR-V<\/td>\n | 2 Months<\/td>\n<\/tr>\n | \n| KIA<\/td>\n | Sportage<\/td>\n | 3 Months<\/td>\n | Priority delivery up to half from actual delivery time.<\/td>\n<\/tr>\n | \n| Picanto<\/td>\n | 3 Months<\/td>\n<\/tr>\n | \n| Carnival<\/td>\n | 2 Months<\/td>\n<\/tr>\n | \n| Sorento<\/td>\n | 4 Months<\/td>\n<\/tr>\n | \n| Toyota Indus Motors<\/td>\n | Yaris<\/td>\n | 2 to 3 Months<\/td>\n | Booking Month + 2<\/td>\n<\/tr>\n | \n| Corolla 1.6 & 1.8<\/td>\n | 6 to 7 Months<\/td>\n<\/tr>\n | \n| Grande<\/td>\n | 6 to 7 Months<\/td>\n<\/tr>\n | \n| Revo<\/td>\n | 6 to 7 Months<\/td>\n<\/tr>\n | \n| Fortuner<\/td>\n | 6 to 7 Months<\/td>\n<\/tr>\n | \n| Pak Suzuki<\/td>\n | Alto<\/td>\n | 2 Months<\/td>\n | Priority delivery up to half from actual delivery time.<\/td>\n<\/tr>\n | \n| WagonR<\/td>\n | 2 Months<\/td>\n<\/tr>\n | \n| Cultus<\/td>\n | 4 Months<\/td>\n<\/tr>\n | \n| Swift<\/td>\n | 3 Months<\/td>\n<\/tr>\n | \n| Bolan<\/td>\n | 2 Months<\/td>\n<\/tr>\n | \n| Ravi<\/td>\n | 2 Months<\/td>\n<\/tr>\n | \n| Hyundai<\/td>\n | Tuscon<\/td>\n | 6 to 7 Months<\/td>\n | Booking Month + 3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n *TAT may extend in case of any additional scrutiny, delay at customer\u2019s end or any unforeseen circumstance beyond Bank\u2019s control<\/i><\/em>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1643958471877{background-color: #f3f9f5 !important;}”][vc_column width=”2\/3″][vc_column_text]<\/p>\nFrequently Asked Questions(FAQs):<\/strong><\/h4>\nQ<\/strong>: Where can I submit my financing request?<\/p>\nA:<\/strong> Financing applications may be submitted through HABIBMETRO\u2019s online internet banking portal<\/p>\nQ:<\/b><\/strong> Who can be co-applicants for Roshan Apni Car?<\/p>\nA:<\/b><\/strong> Family members including Father, Mother, Spouse, and Siblings of RDA Holder in HABIBMETRO Bank are allowed to be co-applicants.<\/p>\nQ:<\/strong> Would I be able to withdraw from my RDA, in case I am a lien-based customer?<\/p>\nA:<\/strong> You will not be able to withdraw from the lien marked amount only.<\/p>\nQ:<\/b><\/strong>\u00a0Is remittance through banking channel mandatory?<\/p>\nA:<\/b><\/strong>\u00a0Remittance through banking channel is mandatory only for remittance-based segment.<\/p>\nQ:<\/strong> How long will it take to processing my financing?<\/p>\nA:<\/strong> The Bank generally takes 7-10 working days to process the financing provided there is no delay at customer\u2019s end.<\/p>\nQ:<\/b><\/strong> Is there any other source of income required for the co-applicant (family member in Pakistan)?<\/p>\nA:<\/b><\/strong> No, there is no source of income required for co-applicant.<\/p>\nQ:<\/b><\/strong>\u00a0What is the minimum equity or contribution requirement?<\/p>\nA:<\/b><\/strong>\u00a0The minimum equity or contribution requirement is 15% of car price. For example, if the invoice value of the applied vehicle is PKR 2 Million, the applicant will be required to fund 15% of PKR 2 Million himself\/herself. However, there is no equity requirement for lien-based customer.<\/p>\nQ:<\/b><\/strong>\u00a0What is the minimum documentation requirement?<\/p>\nA:<\/b><\/strong>\u00a0The minimum documentation requirement is as following for RDA Holders:<\/p>\n\n- Online financing request<\/li>\n
- Bank statement\/salary slips\/remittance proof (if not provided at the time of account opening)<\/li>\n
- Legal documents will require wet signature of applicant.<\/li>\n<\/ul>\n
Q:<\/b><\/strong>\u00a0Which type of cars can be financed?<\/p>\nA:<\/b><\/strong>\u00a0New, locally manufactured vehicles.<\/p>\nQ:<\/b><\/strong>\u00a0Is there any verification of income required from RDAs?<\/p>\nA:<\/b><\/strong>\u00a0No income verification of RDA Holder is required.<\/p>\nQ:<\/strong> Is verification of co-applicant residing in Pakistan required?<\/p>\nA:<\/strong> Only telephonic verification of the co-applicant will be done.<\/p>\nQ:<\/strong> What are the Takaful and tracker charges?<\/p>\nA:<\/strong> Please find below table for Takaful and tracker rates along with other necessary details.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=”list_new_bar table-responsive”]<\/p>\n\n\n\n| Auto Finance Takaful Rates For RDA Customers<\/td>\n<\/tr>\n | \n| <\/td>\n | Adamjee<\/td>\n | EFU<\/td>\n | Jubilee<\/td>\n | UBL Insurers<\/td>\n | Shaheen Takaful<\/td>\n | \n\n Century Takaful<\/div>\n<\/div>\n<\/td>\n<\/tr>\n \n| Exclusive Rates (Standard Product)<\/td>\n<\/tr>\n | \n– Without Tracker
\n– With Tracker<\/td>\n | 1.50%
\n1.99%<\/td>\n | 1.50%
\n1.99%<\/td>\n | 1.75%
\n1.99%<\/td>\n | 1.40%
\n1.89%<\/td>\n | 1.25%
\n1.70%<\/td>\n | 1.65%
\n1.90%<\/td>\n<\/tr>\n | \n| Rates with Add-ons (VAS*)<\/td>\n<\/tr>\n | \n– Without Tracker
\n– With Tracker<\/td>\n | 2.90%
\n3.50%<\/td>\n | 1.50%
\n1.99%<\/td>\n | 2.25%
\n2.50%<\/td>\n | 2.90%
\n3.50%<\/td>\n | <\/td>\n | 2.20%
\n2.50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n \n\n\n*Value Added Services<\/strong><\/td>\n<\/tr>\n\n\nAdamjee<\/div>\n<\/td>\n Road Accidental Death Cover for Takaful borrower of sum insured of vehicle or PKR 2.5 Million whichever is less.<\/td>\n<\/tr>\n | \n| Health Takaful plan of 20% of Vehicle\u2019s Sum Insured or PKR 500,000 whichever is less. (Applicable for Age limit not more than 60 years)<\/td>\n<\/tr>\n | \n| Online unlimited medical consultancy (Sehat Kahani) with Audio and Video call Both options for General Physician + Specialist. Facility available for Takaful borrower, Spouse and Kids<\/td>\n<\/tr>\n | \n| Travel Takaful plan for Takaful borrower of USD 50,000 (Only applicable for Vehicle with sum insured above PKR. 2 Million).<\/td>\n<\/tr>\n | \n| EFU<\/td>\n | Personal accidental death coverage of PKR 2.5 million of the life of policy holder.<\/td>\n<\/tr>\n | \n\nJubilee<\/div>\n<\/td>\n Full outstanding financed amount to be paid by Jubilee General in the event of accidental death of Roshan Digital Account Holder, anywhere in the world.<\/td>\n<\/tr>\n | \n| Free medical expense cover up to PKR 1,000,000\/- in case of hospitalization of Roshan Digital Account holder during the trip to Pakistan for 30 days.<\/td>\n<\/tr>\n | \n| Rates are applicable up to vehicle value of PKR 10 Million.<\/td>\n<\/tr>\n | \n| UBL Takaful<\/td>\n | Personal accidental death coverage of PKR 2.5 million of the life of policy holder.<\/td>\n<\/tr>\n | \n| Habib Takaful<\/td>\n | Personal accidental death coverage of PKR 2.5 million of the life of policy
\nholder.
\nRemaining Principle Auto Finance Takaful Protection in case of RDA Holder’s death
\nTravel financing plan upto USD 50,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nHABIBMETRO representative will contact you or your family member within 2 working days.[\/vc_column_text][\/vc_column][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":" [vc_row][vc_column][vc_column_text]HABIBMETRO offers Roshan Apni Car facility for Non-Resident Pakistanis (NRPs) and Foreign Nationals having a Pakistan Origin Card. This facility will allow Overseas Pakistanis who hold a Roshan Digital Account at HABIBMETRO to purchase a vehicle for their loved ones residing in Pakistan.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1655336555179{background-color: #f3f9f5 !important;}”][vc_column width=”2\/3″][vc_column_text el_class=”list_new_bar” css=”.vc_custom_1741767798983{background-color: #f3f9f5 !important;}”] Features: HABIBMETRO RDA […]<\/p>\n","protected":false},"author":1,"featured_media":2168,"parent":2370,"menu_order":19,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2570","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\n Roshan Apni Car | HABIBMETRO Bank<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Roshan Apni Car | HABIBMETRO Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text]HABIBMETRO offers Roshan Apni Car facility for Non-Resident Pakistanis (NRPs) and Foreign Nationals having a Pakistan Origin Card. This facility will allow Overseas Pakistanis who hold a Roshan Digital Account at HABIBMETRO to purchase a vehicle for their loved ones residing in Pakistan.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1655336555179{background-color: #f3f9f5 !important;}”][vc_column width=”2\/3″][vc_column_text el_class=”list_new_bar” css=”.vc_custom_1741767798983{background-color: #f3f9f5 !important;}”] Features: HABIBMETRO RDA […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/\" \/>\n<meta property=\"og:site_name\" content=\"HABIBMETRO Bank\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-13T05:50:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1259\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/\",\"url\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/\",\"name\":\"Roshan Apni Car | HABIBMETRO Bank\",\"isPartOf\":{\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg\",\"datePublished\":\"2022-07-05T09:35:16+00:00\",\"dateModified\":\"2025-03-13T05:50:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage\",\"url\":\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg\",\"contentUrl\":\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg\",\"width\":1259,\"height\":600},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.habibmetro.com\/sirat\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Roshan Digital Account\",\"item\":\"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Roshan Apni Car\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.habibmetro.com\/sirat\/#website\",\"url\":\"https:\/\/www.habibmetro.com\/sirat\/\",\"name\":\"HABIBMETRO Bank\",\"description\":\"We Ease Your Mind So You Can Stay Ahead\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.habibmetro.com\/sirat\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Roshan Apni Car | HABIBMETRO Bank","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"Roshan Apni Car | HABIBMETRO Bank","og_description":"[vc_row][vc_column][vc_column_text]HABIBMETRO offers Roshan Apni Car facility for Non-Resident Pakistanis (NRPs) and Foreign Nationals having a Pakistan Origin Card. This facility will allow Overseas Pakistanis who hold a Roshan Digital Account at HABIBMETRO to purchase a vehicle for their loved ones residing in Pakistan.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1655336555179{background-color: #f3f9f5 !important;}”][vc_column width=”2\/3″][vc_column_text el_class=”list_new_bar” css=”.vc_custom_1741767798983{background-color: #f3f9f5 !important;}”] Features: HABIBMETRO RDA […]","og_url":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/","og_site_name":"HABIBMETRO Bank","article_modified_time":"2025-03-13T05:50:38+00:00","og_image":[{"width":1259,"height":600,"url":"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/","url":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/","name":"Roshan Apni Car | HABIBMETRO Bank","isPartOf":{"@id":"https:\/\/www.habibmetro.com\/sirat\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage"},"image":{"@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage"},"thumbnailUrl":"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg","datePublished":"2022-07-05T09:35:16+00:00","dateModified":"2025-03-13T05:50:38+00:00","breadcrumb":{"@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#primaryimage","url":"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg","contentUrl":"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/06\/Sirat-_Roshan-4.jpg","width":1259,"height":600},{"@type":"BreadcrumbList","@id":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/roshan-apni-car\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.habibmetro.com\/sirat\/"},{"@type":"ListItem","position":2,"name":"Roshan Digital Account","item":"https:\/\/www.habibmetro.com\/sirat\/roshan-digital-accounts\/"},{"@type":"ListItem","position":3,"name":"Roshan Apni Car"}]},{"@type":"WebSite","@id":"https:\/\/www.habibmetro.com\/sirat\/#website","url":"https:\/\/www.habibmetro.com\/sirat\/","name":"HABIBMETRO Bank","description":"We Ease Your Mind So You Can Stay Ahead","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.habibmetro.com\/sirat\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/pages\/2570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/comments?post=2570"}],"version-history":[{"count":8,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/pages\/2570\/revisions"}],"predecessor-version":[{"id":3436,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/pages\/2570\/revisions\/3436"}],"up":[{"embeddable":true,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/pages\/2370"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/media\/2168"}],"wp:attachment":[{"href":"https:\/\/www.habibmetro.com\/sirat\/wp-json\/wp\/v2\/media?parent=2570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} | | | | | | | | | | | | | |
|