{"id":2518,"date":"2022-06-21T01:38:09","date_gmt":"2022-06-21T01:38:09","guid":{"rendered":"https:\/\/www.habibmetro.com\/sirat\/?page_id=2518"},"modified":"2026-03-30T10:34:30","modified_gmt":"2026-03-30T10:34:30","slug":"habibmetrowork","status":"publish","type":"page","link":"https:\/\/www.habibmetro.com\/sirat\/employee-banking\/habibmetrowork\/","title":{"rendered":"HABIBMETRO SIRAT@Work"},"content":{"rendered":"<p>[vc_row][vc_column width=&#8221;5\/6&#8243;][vc_column_text]<\/p>\n<h1>HABIBMETRO SIRAT@Work<\/h1>\n<p>HABIBMETRO SIRAT@Work is a comprehensive corporate solution for managing your company\u2019s payroll seamlessly with a host of banking privileges for your valued employees.<\/p>\n<p>Organizations worldwide are following a people-centric approach in their operations as they believe that it is people who hold the key to their progress. Policies regarding human resources are focused on keeping the workforce satisfied, empowered and capable of making a difference not only in their organizations but also in their own lives.<\/p>\n<p>To foster a professional and people-centric work culture, organizations seek to streamline their payroll processes and HR management practices, so that employees do not have to worry about their financial matters and are able to perform their functions to the best of their abilities with complete confidence and peace of mind.<\/p>\n<p>SIRAT@work has been designed as a complete solution to organizational payroll management needs. The Shariah-compliant employee banking account has a tier-based structure that comprises Gold and Platinum categories. Each category of the Islamic payroll account offers best-in-class services with unmatched features to enhance an organization\u2019s payroll process.<\/p>\n<p>SIRAT@work is based on a high-tech digital system that simplifies various financial transactions that are exclusively undertaken between an organization and its employees. Through the Corporate Internet Banking portal, you can keep track of the salary disbursement process in real-time. It also eases the process of making other bulk payments that may be related to employee\u2019s personal needs such as healthcare, education, traveling, etc. SIRAT@work offers free card replacement, free SMS alerts on ADC\/Digital transactions, daily Intra\/Inter Bank Fund Transfers and utility bill payments of up to PKR 250,000.<\/p>\n<p>SIRAT@work Payroll Card is a major component of SIRAT\u2019s Employee Banking Program. Specially designed to cater to your blue collar staff\u2019s needs, SIRAT@work Payroll Card is an easy-to-use PayPak Debit Card with a host of essential features. It can be used at HABIBMETRO SIRAT branches, the bank\u2019s ATM network and hundreds of Point-of-Sale merchants countrywide. The employer\u2019s account is the only source of funding for this Islamic employee account.<\/p>\n<p>If you value your staff and want to keep them well-paid and satisfied, open a SIRAT@work account and take complete control of your payroll management system.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Through HABIBMETRO SIRAT@Work you can benefit from the following exclusive services:<\/strong><\/p>\n<ul>\n<li>Centralized bulk account opening with the delivery of first cheque book &amp; debit card<\/li>\n<li><a href=\"http:\/\/175.107.192.25\/transaction-banking\/corporate-web-banking-payment-portal\/\">Corporate Internet Banking<\/a> portal for real-time salary disbursement &amp; other bulk payments<\/li>\n<li>Exclusive staff account features &amp; benefits<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<h4>Accounts<\/h4>\n<p>For your Management Staff \u2013 we offer tier-based &#8211; <strong>HABIBMETRO SIRAT@Work<\/strong> accounts (Gold &amp; Platinum) with best-in-class account features to complement their banking needs &amp; lifestyle.[\/vc_column_text][vc_column_text]<\/p>\n<h4>HABIBMETRO@Work Account Features &amp; Benefits<\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row el_class=&#8221;services_boxes_row&#8221;][vc_column width=&#8221;1\/5&#8243; el_class=&#8221;col-new align-self-center&#8221;][vc_column_text el_class=&#8221;box_barx&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-2521\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2022\/06\/Employee-Banking-icons-01.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/p>\n<h6><strong>No<\/strong> Initial Deposit or Minimum Balance requirement<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-22\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/05\/Cheque-books.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free Cheque Book Issuance<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><a href=\"http:\/\/175.107.192.25\/e-services\/cards\/visa-local-offers\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-21\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/05\/ATM-Insurance-Coverage-1-2.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/a><\/h6>\n<h6><a href=\"http:\/\/175.107.192.25\/e-services\/cards\/visa-local-offers\/\">Free VISA Debit Card Issuance with No Annual Fee<\/a><\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-18\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/05\/payment-orders.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free Cash Withdrawal at all ATM\u2019s nationwide<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-20\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/05\/Fund-Transfers.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free Inter-Bank Funds Transfer<\/h6>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=&#8221;services_boxes_row&#8221;][vc_column width=&#8221;1\/5&#8243; el_class=&#8221;col-new align-self-center&#8221;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-357\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2021\/05\/Duplicate-Account-Statements.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free Duplicate Statements<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-368\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2022\/06\/SMS-Alerts.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free SMS Alerts Services<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_column_text el_class=&#8221;box_barx&#8221;]<\/p>\n<h6><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-349\" src=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2022\/06\/Account-Maintenance-Certificates.png\" alt=\"\" width=\"73\" height=\"73\" \/><\/h6>\n<h6>Free Account Maintenance &amp; Balance Certificates<\/h6>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;5\/6&#8243;][vc_column_text el_class=&#8221;how_apply&#8221;]For HABIBMETRO SIRAT@Work Account Key Fact Statement, please <a href=\"https:\/\/www.habibmetro.com\/sirat\/wp-content\/uploads\/2026\/03\/KFS-Sirat-HabibMetro@Work.pdf\">click here<\/a>[\/vc_column_text][vc_column_text el_class=&#8221;how_apply&#8221;]<\/p>\n<h4>Payroll Cards<\/h4>\n<p><strong>For your Non-Management\/Blue Collar Staff<\/strong> \u2013 we offer <strong>HABIBMETRO SIRAT@Work<\/strong> <strong>Payroll Cards<\/strong> which is a simple-to-use PayPak Debit Card with limited features and can be used locally at HABIBMETRO SIRAT branches as well as supportive ATMs and Point-of-Sale merchants. Funds can be transferred into Payroll Cards from the Employers account only.<\/p>\n<p><strong>HABIBMETRO SIRAT@Work Payroll Card Features &amp; Benefits for your Staff:<\/strong><\/p>\n<ul>\n<li>Card Loadable Amount of PKR 500,000\/- (Maximum aggregate loadable amount annually)<\/li>\n<li>Daily Cash Withdrawal Limit (ATM) of PKR 40,000\/-<\/li>\n<li>Daily Cash Withdrawal Limit (HABIBMETRO hPOS) of PKR 300,000\/-*<\/li>\n<li>Daily Spending Limit at POS Supportive Networks of PKR 100,000\/-<\/li>\n<li>Daily Intra\/Inter Bank Fund Transfer (IBFT) &amp; Utility Bill Payment Limit (via ATM) of PKR 250,000\/-**<\/li>\n<li>No Cross Border\/International POS\/ATM Transactions\/Internet &amp; Online Purchasing<\/li>\n<li>No Deposit\/Load From Branch Counter<\/li>\n<li>Free PayPak Debit Card Issuance with No Annual Fee<\/li>\n<li>Free Card Replacement<\/li>\n<li>Free SMS Alerts on ADC\/Digital transactions<\/li>\n<\/ul>\n<p><strong>*Limit is inclusive of ATM cash withdrawal limit.<\/strong><br \/>\n<strong>*Limit is inclusive of utility bill payments, mobile top-ups &amp; other payments.<\/strong>[\/vc_column_text][vc_column_text el_class=&#8221;how_apply&#8221;]<\/p>\n<h3>How To Apply<\/h3>\n<p>If you require any further assistance, please contact us at our 24\/7 Call Centre at <strong>111-1-HABIB(42242)<\/strong> or visit your nearest <strong>HABIBMETRO SIRAT<\/strong> branch.<\/p>\n<p><strong>FAQs<\/strong><\/p>\n<ul>\n<li>What is an Islamic employee account?<\/li>\n<\/ul>\n<p>SIRAT@work has been designed as a complete solution to organizational payroll management needs. The Shariah-compliant employee banking account has a tier-based structure that comprises Gold and Platinum categories. Each category of the Islamic payroll account offers best-in-class services with unmatched features to enhance an organization\u2019s payroll process.<\/p>\n<ul>\n<li>What is employee banking?<\/li>\n<\/ul>\n<p>Employee banking refers to financial services tailored to meet the specific needs of employees, providing benefits such as salary processing, payroll accounts, and employee-focused banking products.<\/p>\n<ul>\n<li>What is an Islamic payroll account?<\/li>\n<\/ul>\n<p>An Islamic payroll account is a bank account that follows Islamic principles, allowing employers to deposit salaries and employee benefits in compliance with shariah requirements, such as avoiding interest-based transactions.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;5\/6&#8243;][vc_column_text] HABIBMETRO SIRAT@Work HABIBMETRO SIRAT@Work is a comprehensive corporate solution for managing your company\u2019s payroll seamlessly with a host of banking privileges for your valued employees. Organizations worldwide are following a people-centric approach in their operations as they believe that it is people who hold the key to their progress. Policies regarding human resources [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1510,"parent":2516,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2518","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Islamic Employee Account - Sirat Islamic Banking<\/title>\n<meta name=\"description\" content=\"Introducing our Islamic Employee Account \u2013 fostering financial empowerment for your valued team members. 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