{"id":1156,"date":"2021-03-22T23:58:32","date_gmt":"2021-03-22T23:58:32","guid":{"rendered":"http:\/\/responsivewebidea.com\/tdf\/hmb_wp\/?page_id=1156"},"modified":"2026-09-22T10:11:26","modified_gmt":"2026-09-22T10:11:26","slug":"cut-off-timing-outward-clearing","status":"publish","type":"page","link":"https:\/\/www.habibmetro.com\/sirat\/branch-information\/cut-off-timing-outward-clearing\/","title":{"rendered":"Cut off Timing Outward Clearing"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<\/p>\n<h4><strong>GUIDELINES FOR CLEARING OPERATIONS\u00a0<\/strong><\/h4>\n<ul>\n<li><strong>OUTWARD INSTRUMENTS\/CHEQUES COLLECTION TIMINGS<\/strong><\/li>\n<\/ul>\n<p>Following is the Instruments \/ Cheques Collection Timings for different types of outward clearing:<\/p>\n<p>&nbsp;<\/p>\n<table class=\"table\">\n<tbody>\n<tr>\n<td width=\"128\"><strong>Clearing Type<\/strong><\/td>\n<td width=\"138\"><strong>Cut-off Time for Collection of Instrument(s) (T*+0)<\/strong><\/td>\n<td width=\"204\"><strong>Credit in Payee\u2019s Account<\/strong><\/td>\n<td width=\"199\"><strong>Condition<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"128\"><strong>Sameday<\/strong><\/td>\n<td width=\"138\">10:00 a.m.<\/td>\n<td width=\"204\">T+0<\/p>\n<p>(before closing of business hours)<\/td>\n<td width=\"199\">Cheques received from customer after Cut-off Timings shall be processed in Normal outward clearing<\/td>\n<\/tr>\n<tr>\n<td width=\"128\"><strong>Overnight (Normal) <\/strong><\/td>\n<td width=\"138\">5:00 p.m.<\/td>\n<td width=\"204\">T+1<\/p>\n<p>(before closing of business hours)<\/td>\n<td rowspan=\"2\" width=\"199\">Cheques received from customer after the cut-off time shall be lodged in the batch of next business day<\/td>\n<\/tr>\n<tr>\n<td width=\"128\"><strong>Intercity <\/strong><\/td>\n<td width=\"138\">5:00 p.m.<\/td>\n<td width=\"204\">T+3<\/p>\n<p>(before closing of business hours)<\/td>\n<\/tr>\n<tr>\n<td width=\"128\"><strong>USD &#8211; Local Clearing<\/strong><\/td>\n<td width=\"138\">5:00 p.m.<\/td>\n<td width=\"204\">Fate of instruments lodged on Monday shall be realized on Thursday (before closing of business hours).<\/p>\n<p>&nbsp;<\/p>\n<p>Fate of instruments lodged on Thursday shall be realized on Monday (before closing of business hours).<\/td>\n<td width=\"199\">USD Clearing is performed by NIFT on Monday &amp; Thursday only.<\/p>\n<p>&nbsp;<\/p>\n<p>Cheques must be received at CCU &#8211; Karachi one business day before the USD clearing days of Monday &amp; Thursday<\/td>\n<\/tr>\n<tr>\n<td width=\"128\"><strong>Non NIFT <\/strong><\/p>\n<p><strong>(Remote Area)<\/strong><\/td>\n<td width=\"138\">03:00 -5:00 p.m. **<\/td>\n<td width=\"204\">T+1 or T+2<\/p>\n<p>(before closing of business hours)<\/td>\n<td width=\"199\">Collection timing and credit in payee\u2019s account may vary based on drawer\u2019s bank \/ branch arrangement as per the branch location.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>* T- means the business day on which the payment instrument is lodged for clearing.<\/em><\/p>\n<p><em>**The collection timings may vary depending upon location of the branch and the time rider visits branch to collect clearing cheques \/ instruments. Customers should contact their respective branch for further details.<\/em><\/p>\n<ul>\n<li><strong>CRITERIA FOR LODGEMENT OF INSTRUMENTS FOR SAMEDAY CLEARING:<\/strong><\/li>\n<\/ul>\n<table class=\"table\">\n<tbody>\n<tr>\n<td width=\"222\"><strong>Instrument Type<\/strong><\/td>\n<td width=\"402\">All instruments issued in PKR<\/td>\n<\/tr>\n<tr>\n<td width=\"222\"><strong>Sameday Bank \/ Branches<\/strong><\/td>\n<td width=\"402\">Both Receiving and Paying Banks \/ Branches must be member of \u201cSame Day Clearing \u2013 NIFT\u201d<\/td>\n<\/tr>\n<tr>\n<td width=\"222\"><strong>Amount of Instrument<\/strong><\/td>\n<td width=\"402\">No limit<\/td>\n<\/tr>\n<tr>\n<td width=\"222\"><strong>Timing<\/strong><\/td>\n<td width=\"402\">Till 10:00 a.m. (Mon to Fri)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong><em>Note:<\/em><\/strong><em> Same day clearing charges will be applied as per prevailing Bank\u2019s Schedule of Charges.<\/em><\/p>\n<p><strong>CUSTOMER FACILITATION<\/strong><\/p>\n<ul>\n<li style=\"text-align: left;\">The customer may approach to the respective branch staff for obtaining information regarding Rights, Responsibilities &amp; Liabilities of Payee \/ Drawer and information regarding clearing operations or call at HABIBMETRO Contact Center at 021-111-142242.<\/li>\n<li>List of HABIBMETRO Same Day Clearing, Centralized, De-centralized and Remote area branches are<\/li>\n<\/ul>\n<ol>\n<li><a href=\"https:\/\/www.habibmetro.com\/habibmetro\/2026\/07\/List-of-Same-Day-Clearing-Branches.pdf\"><u>List of Same Day Clearing Branches <\/u><\/a><\/li>\n<li><a href=\"https:\/\/www.habibmetro.com\/habibmetro\/2026\/07\/List-of-Centralized-Branches.pdf\"><u>List of Centralized Branches<\/u><\/a><\/li>\n<li><a href=\"https:\/\/www.habibmetro.com\/habibmetro\/2026\/07\/List-of-De-Centralized-Remote-Branches.pdf\"><u>List of De-Centralized &amp; Remote Branches<\/u><\/a><\/li>\n<\/ol>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] GUIDELINES FOR CLEARING OPERATIONS\u00a0 OUTWARD INSTRUMENTS\/CHEQUES COLLECTION TIMINGS Following is the Instruments \/ Cheques Collection Timings for different types of outward clearing: &nbsp; Clearing Type Cut-off Time for Collection of Instrument(s) (T*+0) Credit in Payee\u2019s Account Condition Sameday 10:00 a.m. T+0 (before closing of business hours) Cheques received from customer after Cut-off Timings shall [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1278,"parent":1262,"menu_order":56,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1156","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cut off Timing Outward Clearing | HABIBMETRO Bank<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cut off Timing Outward Clearing | HABIBMETRO Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text] GUIDELINES FOR CLEARING OPERATIONS\u00a0 OUTWARD INSTRUMENTS\/CHEQUES COLLECTION TIMINGS Following is the Instruments \/ Cheques Collection Timings for different types of outward clearing: &nbsp; 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