Visit a designated HABIBMETRO Bank/SIRAT branch near you and fill out an application form (available in both English and Urdu); our Credit Officers will be available to provide you with any required assistance. The following documents are required in application submission:
- Personal
- Business
- International
- e-Services
- Information Center
- COVID-19 Measures
- Schedule of Charges
- Key Fact Sheets
- Profit Rates
- News, Events & PR
- Investor Information (English)
- Investor Information (Urdu)
- Customer Data Privacy Notice
- Know Your Currency (Video)
- Currency Notes (App)
- Unclaimed Deposit 2016
- Unclaimed Deposit 2017
- Unclaimed Deposit 2018
- Unclaimed Deposit 2019
- Exchange Rates
- Guidelines on Business Conduct
- FATCA – W8Ben-E
- What is CRS.?
- Selected Open Branches
- Saturday Open Branches
- Operational ATMs
- Same Day Clearing Branches
- Cut off Timing Outward Clearing
- Inward Clearing Centralized Branches
- Inward Clearing De-Centralized Branches
- Verification of Letter of Guarantee
- Payment of National Prize Bonds
- Biometric for NRP (English)
- Biometric for NRP (Urdu)
- Significant Policies
- Foreign Exchange Facilities for Medical Treatment & Studies Abroad
Call Us
24/7 Customer Care
0800 422 42 (HABIB) 111-1-(HABIB) 42242Head office phone
(92-21)111-14-14-14- Personal
- Business
- International
- e-Services
- Information Center
- COVID-19 Measures
- Schedule of Charges
- Key Fact Sheets
- Profit Rates
- News, Events & PR
- Investor Information (English)
- Investor Information (Urdu)
- Customer Data Privacy Notice
- Know Your Currency (Video)
- Currency Notes (App)
- Unclaimed Deposit 2016
- Unclaimed Deposit 2017
- Unclaimed Deposit 2018
- Unclaimed Deposit 2019
- Exchange Rates
- Guidelines on Business Conduct
- FATCA – W8Ben-E
- What is CRS.?
- Selected Open Branches
- Saturday Open Branches
- Operational ATMs
- Same Day Clearing Branches
- Cut off Timing Outward Clearing
- Inward Clearing Centralized Branches
- Inward Clearing De-Centralized Branches
- Verification of Letter of Guarantee
- Payment of National Prize Bonds
- Biometric for NRP (English)
- Biometric for NRP (Urdu)
- Significant Policies
- Foreign Exchange Facilities for Medical Treatment & Studies Abroad
About Us
Iban
Customer Charter
Careers
Application Criteria
- Complete business plan of the project/enterprise/profile
- Attested Copy of Computerized National ID Card (CNIC)
- Tax Returns
- Document(s) of property offered as security
- Audited accounts (if loan is more than 15 million) / Financials for last two years preferably
- Valuation of stock, plant and machinery
- Personal Guarantee(s)
- Bank statement(s) of sponsor
Once the applicant has provided the requested information along with attested documents, the process takes around 30 days after initial assessment and documentary evidence verification. Any delays are usually because of inadequate information provided by the borrower.