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Sirat Current Account

Sirat Current Account


A current account with a host of free services that can also be opened in USD, Pound Sterling and Euro.

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Sirat Saving Account

Sirat Saving Account


A saving account that offers up to Rs. 1 million free Takaful in addition to a host of other free services. The account can be opened in USD as well.

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Sirat Premium Account

Sirat Premium Account


A saving account designed to deliver attractive profit rates for individuals and corporates.

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Sirat PLS Saving Plus Account

Sirat PLS Saving Plus Account


A saving account with attractive monthly profit payouts for sole proprietors, partnerships and corporates.

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Sirat Investment Certificate

Sirat Investment Certificate


Investment Certificates that are available in multiple tenors and profit payout options according to your diverse needs and requirements. Also available in USD.

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Sirat Asaan Saving Account

Sirat Asaan Saving Account


Offers the simplest way to open a bank account.

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SIRAT Asaan Current Account

SIRAT Asaan Current Account


Offers the simplest way to open a bank account.

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Services We Offer

HABIBMETRO SIRAT offers a wide range of trade finance services designed to meet the diverse needs of our corporate clients including import trade services, export trade services and letters of guarantee.

SIRAT Murabaha is a financing arrangement of sales transactions whereby the Bank purchases a commodity on behalf of the customer and sells it to the customer on cost-plus-agreed profit basis.

Ijarah is a Shariah-compliant alternative to Conventional vehicle and machinery leasing . In this ‘rent’ arrangement, customers are required to pay a monthly rent for the use of the subject vehicle/machinery.

Diminishing Musharakah is commonly used for the purpose of financing fixed assets i.e. House, Car, Plant and Machinery. In Diminishing Musharakah, the Bank and the Customer participate in joint ownership of the subject property/equipment or a commercial enterprise.

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